ACH Processing: Chargeback Protection
Any merchant that accepts credit cards or electronic checks
for payment faces the risk of chargebacks. A chargeback
happens when the consumer disputes the ACH debit (ACH
Processing allows a business to debit a consumer or
business checking or savings account-many businesses use
ACH Processing to streamline payment collection and enjoy
the benefits of reliable cash flow).
Using ACH Processing to Save Your Business
Time and Money
Businesses spend lots of time keeping track of just about
everything. If you totaled the hours spent collecting
payments, sending invoices, making collection calls,
posting payments, bank trips etc that number would be
depressingly high. How can you cut down on both time and
dollars spent?
Slash Credit Card Fees by 80% and Gain More
Customers
If you are a merchant that accepts credit cards then you
know those fees ONLY seem to go up. Depending on the
product and your customers you can easily be paying 3% or
more in blended fees. Trying to figure out exactly what you are
paying by examining your merchant statement can be an
exercise in futility. These statements are at best
confusing and at worst deliberately designed to make you
not want to read (understand) them. Downgrades, surcharges
etc. Certainly enough to give you a headache.
So what can you do?
Refinancing With A Second Mortgage Or Home Equity Loan
If you're looking into refinancing your home and have a second
mortgage or a home equity loan or line of credit, in some cases
you may be out of luck.
If you want to refinance your primary loan, you first must
convince the lenders holding any second position loans to agree
to continue to be in a subordinate position behind the new
primary loan. This is called Subordination.
Tips Mortgage Companies Don't Want You To Know!
Mortgage brokers have a huge advantage when you are applying
for a loan, this is because mortgages are their life. They know
everything about mortgages and so can make a lot of money due to
your lack of knowledge.
Mortgage brokers know all about the wholesale interest rates
that you will qualify for, and are able to add on as much
commission as they want, just to make some extra money.
How To Start Your Own Credit Repair Business
Judging by the newspaper headlines, there is a large, untapped
customer base for credit repair businesses. The combination of
higher unemployment rates and the ever-tightening credit squeeze
will push more Americans over the edge into financial trouble.
This might well be the perfect opportunity for you to become an
entrepreneur and start your own credit repair business.
Small Business Owners Who Manage Cash Flow Well Profit Tremendously
Starting a business is always a tremendous undertaking. It is the
most stressful undertaking a person could ever attempt to do.
Most new business owners fail to understand that running a
business is a complex operation, which will require the business
owner/manager to pull many hat tricks to stay afloat.
Free Prepaid Credit Cards-How to Find the Best Right Now
Finding free prepaid credit cards is something that everybody
wants nowadays, as these are great devices to have around.
However, here's something you should know-prepaid cards are
never free, for the simple fact that they are prepaid.
Credit Cards, Merchant Accounts,
and Your Bottomline
I have found over the years that most bankers , no matter how experienced
or knowledgeable about the banking business they my be , don ' t really
know much....