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Accept Credit Cards Today - For an Absolute Maximum of 30 Dollars
a Month
by Pearl Deloria
Published on this site: May 22nd, 2006 - See
more articles from this month
You can accept credit card payments at your website within days,
and pay no monthly charges and no equipment rental charges.
Research has shown that customers are nine times more likely to
buy from a website if the site accepts credit cards. Everyone knows
this but many website owners do not know how to go about accepting
credit cards. It is much easier than you think, and does not have
to cost a fortune either.
If your site is selling downloadable goods, like software, or pdf
files you can sell them through Clickbank, with income being credited
to your StormPay or PayPal account automatically. This is the lowest
cost option. The card processor takes a percentage of the sale, but you have very small
account running costs.
You have to sign up as a Seller at Clickbank. This means that you
have to have a customer support system in place. The support system
does not need to be very complex, just a web page with an email
address where customers can be given non-automated replies and live
answers to email queries within a certain time, but you would have that anyway.
If you are selling goods that need to be delivered, then your costs
will be higher, but still less than you probably think. Check out
http://Charge.com
for an excellent low cost package (it works out at about 30 dollars
month).
You can go for the whole package of course, with Credit Card Merchant
Account, but that will cost you much more, with charges for setting
up the account, monthly charges and equipment rental charges, too.
The percentage of each sale taken by the processor is lower if you
have a Merchant Account, but the fixed charges are much higher.
Merchant accounts make sense if your sales are thousands of dollars
a day, otherwise you should consider the lower cost options outlined
above.
Pearl Deloria has a background in management and engineering,
including SMEs. For more small business related information visit
http://www.accept-creditcards-today.info/and
http://www.home-business-today.info/
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