Vote "No Confidence" In SSL
by Erich Heintz
Published on this site: June 18th, 2005 - See
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SSL Encryption - My Mother Was Hacked?
I received a frantic email a week or so back from my mother. While
this wasnt unusual, this wasnt the typical motherly
report of which sibling did what stupid thing. Shed been hacked,
or so she claimed. While I found it unlikely that she was hacked
in any manner that I define the word, my curiosity was piqued so
I gave her a call to find out exactly what happened.
Electronic Debit Card Theft
As it turns out, someone had filched her debit card number and
was using an ISP in the former Soviet Union to sign up for several
singles websites. Unfortunately, the way she found out
was discovering a negative balance in her checking account. To her
credit, she had already contacted her bank and had the card frozen.
She had also contacted the websites involved and was in the process
of resolving the debts with them.
Knowing the details, I was comfortable that my mother hadnt
been hacked, but someone with whom she has done business with had
their customer data compromised in some way. Not wanting to ignore
my familial and professional responsibilities, I gave her computer
a once over. It came up clean with the exception of the typical
double-click and adserver cookies. Taking it a step further I decided
to dig up a couple of Tips for secure web surfing links
for her perusal.
Debit Cards, A Direct Link To Your Money
I have to admit I was somewhat disappointed in the results of my
search. While there was plenty of good advice available there were
two things I found troublesome. The first was while most sites highly
recommended using credit cards exclusively for online purchases;
only one site stressed the danger of using debit cards. A debit
card is a direct link into your checking or savings account. Unlike
a credit card, where a fraudulent charge can be disputed and the
issuer will place a hold on the debt, once you reach the point of
disputing a debit card transaction, the money is already gone.
My second concern was the high emphasis on the use of SSL, more
commonly known as the little lock in your web browser.
The Federal Trade Commission lists it first in their Shop
Online Safely bulletin which, in my opinion, overemphasizes
its weight.
Once upon a time, SSL certificates were expensive and there was
a relevant vetting process involved in having one issued. This has
created a false belief that an SSL certificates contribute to a
websites legitimacy. In reality, a SSL certificate can be
had for as little as five dollars by anybody who has a telephone
number. An expensive Thawte or a Verisign issued certificate provides
no more or less security than their cheaper counterparts. In fact,
they dont provide any more security than a bad
certificate either. An expired or un-trusted certificate is equally
effective at encrypting data as a premium cert. Many security and
IT professionals work with these bad certificates everyday
with full confidence that they are serving the purpose they need
them to.
SSL Encrypts Online Web Communications
For the most part, SSL serves one function only; it secures the
communication between your web browser and the vendors web
server at the time your data is transmitted. In reality, even this
isnt necessarily true. Ive recently become aware that
some SSL implementations have the option to set the encryption cipher
as plain text, meaning that in spite of the presence
of the lock, no encryption actually takes place.
Conclusion
In a nutshell, technology is not a substitute for due diligence.
The presence of SSL should never be a weighing factor in deciding
to purchase from a vendor, although the lack of it should be an
immediate red flag to take your business elsewhere.

Erich Heintz currently specializes in providing network
and security solutions for small to medium businesses that frequently
have to resolve the conflict of need versus budget. His commitment
to precision and excellence is eclipsed only by his fascination
with gadgets, particularly ones that are shiny, or that blink, or
that beep. If you would like to contact Erich you can e-mail him
at [email protected].
If you would like to know more about computer security please visit
us at http://www.defendingthenet.com

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